The Financial Diaries
By:Jonathan Morduch,Rachel Schneider
Published on 2017-03-27 by Princeton University Press
What the financial diaries of working-class families reveal about economic stresses, why they happen, and what policies might reduce them Deep within the American Dream lies the belief that hard work and steady saving will ensure a comfortable retirement and a better life for one's children. But in a nation experiencing unprecedented prosperity, even for many families who seem to be doing everything right, this ideal is still out of reach. In The Financial Diaries, Jonathan Morduch and Rachel Schneider draw on the groundbreaking U.S. Financial Diaries, which follow the lives of 235 low- and middle-income families as they navigate through a year. Through the Diaries, Morduch and Schneider challenge popular assumptions about how Americans earn, spend, borrow, and save—and they identify the true causes of distress and inequality for many working Americans. We meet real people, ranging from a casino dealer to a street vendor to a tax preparer, who open up their lives and illustrate a world of financial uncertainty in which even limited financial success requires imaginative—and often costly—coping strategies. Morduch and Schneider detail what families are doing to help themselves and describe new policies and technologies that will improve stability for those who need it most. Combining hard facts with personal stories, The Financial Diaries presents an unparalleled inside look at the economic stresses of today's families and offers powerful, fresh ideas for solving them.
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Book ID of The Financial Diaries's Books is xwVpDQAAQBAJ, Book which was written byJonathan Morduch,Rachel Schneiderhave ETAG "kCmRealwskw"
Book which was published by Princeton University Press since 2017-03-27 have ISBNs, ISBN 13 Code is 9781400884599 and ISBN 10 Code is 1400884594
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Book which have "248 Pages" is Printed at BOOK under CategoryBusiness and Economics
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